What exactly does the statutory long-term care insurance provide?
As soon as one is legally or privately insured, one pays also the compulsory contribution for the legal care insurance. As soon as you need help in everyday life, the pay statutory care insurance and act in accordance with legal requirements. However, she does not care for everything, which is why there is the possibility of voluntary supplementary insurance.
All the longer than six months are dependent on support in life, receive benefits from the care pot. For this there are 2017 since the beginning of the different levels of care, formerly called nursing levels.
- Care level 1
- Care level 2
- Care level 3
- Care level 4
- Care level 5
Reasons for care and support There is a great deal to ask for if you do not like to think about it at a younger age. Alzheimer and Co are not just around the corner with 80, starting with the 50. Year can begin treacherous "forgetfulness". In addition to mental limitations, of course, too physical impairments pave the way to long-term care. Upon request, the medical service of health insurance companies (MDK) the classification, either on-site or as needed by file. Each degree is subsidized differently, with Grade 5 the maximum represents. For example, as a person affected, you would receive 901 Euro care allowance with which you or your caregiver can and must manage. Maybe you pay more for the extensive care and support?
Whether outpatient or inpatient. Care is rightly costly, which is why you can build by using the complete private nursing care insurance, Do not do that, only an externally determined level of care determines how much money you have available monthly. From this you would have to do the best, if necessary, on the children and other relatives, friends reliant.